Houston car accident: Understanding the key laws

A total of 3,294 fatal motor vehicle crashes were reported in Texas in 2019. Car accidents are not rare on the roads of Texas, and when such a crash happens, it is common for drivers and passengers to feel overwhelmed and shocked. Texas is an at-fault state. If the other driver was negligent in any manner (think of aspects like speeding, reckless driving, drunk driving, or distracted driving), they are liable for your injuries, losses, and damages. You can file a claim with their insurer, seeking compensation for your losses. Winning a car accident claim, however, can be hard. Talking to a Houston car accident attorney can help in this regard. Here’s more on what you must know about car crashes in Texas.

Report the accident immediately

Texas laws require drivers to report a crash to the local law enforcement without delay if there was injury or death involved. If one (or many) of the involved vehicles were damaged to the extent that they cannot be driven safely from the accident site, you should call the local police and report the crash. If someone is injured and in need of medical help, call 911 immediately.

Take action immediately

At the accident site, you need to take details of the drivers involved. Ask for insurance and personal details, and ensure that you have the contact information of witnesses. If you are physically capable, take photos of the accident scene, including your injuries and damaged vehicles. Also,

Do not blame the other party or admit fault
Don’t talk to the insurance company without an attorney

Note that the statute of limitations in Texas allows a period of just two years to file injury lawsuits after car crashes.

What if you were at fault?

Contributory negligence laws vary by state. Texas follows what’s called the “modified comparative fault” rule. If you were at fault, you could still seek compensation for the damages, provided your share of fault is not more than the other party. Also, your settlement will be lower, depending on the extent of your fault.

“Do I need an attorney?”

Although not mandatory, working with an attorney can benefit your case in a big way. You can expect the lawyer to offer all the help and advice you need to pursue the claim. As needed, your lawyer can take over and talk to the insurance representative too.

Most car accident lawyers in Houston work on a contingency fee, and therefore, affording legal representation doesn’t have to be hard.